📘 What Is an ETF? An ETF (Exchange-Traded Fund) is a type of investment fund that is traded on a stock exchange — just like a regular stock. It holds a collection (or “basket”) of assets such as stocks, bonds, or commodities. Think of an ETF as a way to invest in many things at … Read more
If you’ve ever watched financial news, read about the stock market, or looked into investing, chances are you’ve heard of the S&P 500. But what exactly is it, and why is it such a big deal? Let’s break it down in a way that’s easy to understand. 📊 What Is the S&P 500? The S&P … Read more
The U.S. stock market can seem complex at first, but once you understand the basics, it opens the door to smart investing, wealth-building, and financial independence. Whether you’re a complete beginner or just looking to sharpen your understanding, this guide will walk you through how it all works — in plain English. 📈 What Is … Read more
A dividend stock is a share in a company that regularly distributes a portion of its earnings to shareholders, typically in the form of cash payments. These dividends are usually paid quarterly and are determined by the company’s board of directors based on profitability and financial health. Investors often favor dividend stocks for their potential … Read more
In the Indian stock market ecosystem, several entities work together to ensure smooth transactions, record-keeping, and compliance. One such critical but lesser-known player is the RTA, or Registrar and Transfer Agent. While most investors are aware of brokers and depositories, RTAs also play a key role in handling investor records, processing transactions, and assisting in … Read more
DP stands for Depository Participant. It acts as an intermediary between investors and the central depositories. In India, there are two main depositories: These depositories hold all securities (like shares, debentures, mutual funds) in electronic form. But investors cannot directly interact with depositories. That’s where DPs come in. 👉 Think of a DP like a … Read more
The Securities and Exchange Commission (SEC) is the primary federal regulatory agency responsible for enforcing securities laws and regulating the securities industry in the United States. Created in 1934 during the aftermath of the 1929 stock market crash and the Great Depression, the SEC plays a central role in ensuring fair, efficient, and transparent markets. … Read more